Privacy Policy

Effective Date: April 14, 2016

You should read this Privacy Policy carefully before submitting any of your information through our site.  By using our site and submitting any of your information through our site, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.

This Privacy Policy serves to inform you about how your personally identifiable information (“PII”) is collected by us through our website and used by us. PII, as used in U.S. privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our Privacy Policy carefully to get an understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our blog, website or app?

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, credit card information, age or other details about yourself in order to utilize the services offered through our site.

What other information do we collect from people who visit or use our site?

We may also gather information about you automatically through our site.  Our site uses Google Analytics which automatically collects information about your usage of our site, including but not limited to, what pages you clicked on our site, your frequency of visits to our site, time spent viewing webpages, date and time of your visits to our site, and the amount of time you spend on each page of our site.  This information helps us with improving our site and services.  If you would like to learn more about how we collect this kind of information please see our Cookies Policy below.  And if you would like to learn more about how Google Analytics collects and processes data, you may visit the following website: “How Google uses data when you use our partners’ sites or apps” accessible at the following URL: www.google.com/policies/privacy/partners/

When do we collect information?

We collect information from you when you voluntarily provide it such as registering for an account on our site, subscribe to a newsletter, fill out a form or enter information on our site, or provide us with feedback on our products or services.  We also automatically collect your usage information as described above when you visit our site.

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

·       To personalize your user experience and to allow us to deliver the type of content and product offerings in which you are most interested.

·       To improve our website in order to better serve you, or to monitor, maintain, protect, fix, or troubleshoot our site.

·       To allow us to better service you in responding to your customer service requests.

·       To administer a contest, promotion, survey or other site feature.

·       To quickly process your transactions and to provide you with any products you purchase from our site.

·       To ask for ratings and reviews of services or products.

·       To follow up with our site users after correspondence (live chat, email or phone inquiries).

·       To comply with any legal, regulatory, or reporting obligations.

·       To deliver advertising on our site.

·       To analyze usage data related to our site.

How do we protect your information?

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. We also use regular malware scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive information you supply, such as credit card information, is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user places an order, or enters, submits, or accesses their information to maintain the safety of any personal information.  All transactions are processed through a gateway provider and are not stored or processed on our servers.

Regardless of our above efforts at security, however, you should be aware that no data transmission over the Internet can be guaranteed to be 100% secure at all times.  We cannot therefore guarantee that all information on or provided through our site will be secure at all times or not capable of being accessed, disclosed, altered, or destroyed.  It is also critical for you to protect your personal information as well against unauthorized use or access.  If you do not wish to have any of your information disclosed or used, you should not submit such information through our site.  If you do submit any information through our site, you represent and warrant that such information will be accurate and complete.  You are also responsible for controlling access to any emails or other communications between you and us at all times.

Our Cookies Policy

We use cookies on our site.  By visiting or using our site in any way, you consent to our use of cookies. Cookies are small data files that a site or its service provider transfers to your computer's or mobile device’s hard drive through your web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart, track your visits to the site, track webpages you viewed, gather statistics on usage habits, allow users to sign on without having to re-enter login information, and analyze parts of our site to improve its performance. Cookies are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services or content. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

Cookies from us that are placed on your device or computer are called “first-party cookies,” and cookies placed on your device or computer from someone other than us, such as a third party service provider, are called “third-party cookies.”  Third-party cookies can be placed on your device or computer by our service providers, for example, to provide components or plug-ins or improve your experience.

We use cookies to:

·       Understand and save user's preferences for future visits.

·       Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

Web browsers on computers and mobile devices are generally set to automatically accept cookies.  You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies, through a “Do Not Track” setting in your browser, or manually “flush” or delete them from your browser. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your settings with regard to cookies.

Please note, however, that if you set your browser not to accept cookies, or flush or delete all cookies from your web browser, some features of our site may be disabled or not provide the functionality they are meant to provide, such as remembering your user preferences or login information.

However, you can still place orders through our site even if your browser is set not to accept cookies.

Third-party disclosure of your information

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide users with advance notice. This does not include instances where we must disclose your personal information to third parties who provide us with important services.  For example, we utilize third party service providers such as website hosting partners and other parties who assist us in operating, maintaining, or servicing our website, conducting our business, or serving our users.  We employ commercially reasonable efforts to make sure that they keep any of your information that we may share with them confidential. We may also share your information when its release is appropriate to comply with the law, enforce our site policies, or protect our site, or our or others' rights, property, or safety. 

However, non-personally identifiable visitor information that we collect through our site, such as usage information that does not identify any individual person, may be provided to other parties or our affiliated companies for marketing, advertising, or other uses such as data analyzation.

Third-party links

Occasionally, at our discretion, we may include or offer third-party links, products or services on our website. These third-party sites are not governed by our Privacy Policy as they will have separate and independent privacy policies. We therefore have no responsibility or liability for the content, privacy practices, and activities of these linked third-party sites.  We encourage you to be aware of when you leave our site and refer to any third party’s privacy policy to see how they treat your personal information.

Google

Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en

We use Google AdSense Advertising on our website.

Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of the DART (Dynamic Advertising Reporting & Targeting) cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.  Or you may visit any of the links below to learn more about how to opt-out of the use of Google’s DART cookie including downloading a browser plugin to help you opt-out.

https://support.google.com/adsense/answer/142293?hl=en

https://support.google.com/ads/answer/2662922?hl=en

https://www.google.com/settings/ads/plugin

We have implemented the following:

·       Demographics and Interests Reporting

We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick DART cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on available at the below link.

https://tools.google.com/dlpage/gaoptout/

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals with whom it is being shared, and to comply with this policy. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following:

Users can visit our site anonymously.

Changes to this Privacy Policy

Once this Privacy Policy is created, we will add a link to it on our home page.  Our Privacy Policy link includes the word “Privacy” and can be easily be found on the page specified above.  Users will be notified of any changes to this Privacy Policy when we post a revised version on our Privacy Policy page.  We therefore encourage you to periodically visit our Privacy Policy page to review our most current Privacy Policy.  Your continued use of our site after we have posted a revised version means that you accept the terms of our revised Privacy Policy.

Your Choices Regarding Your Information

Users are able to change their personal information:

·       By emailing us at the email address below

·       By logging in to their account and changing it themselves

If you email us regarding any changes to your information, we will use commercially reasonable efforts to process your request within 48 hours.  Please be advised, however, that if you request amendment or deletion of your information, or log in to your account to amend or delete your information, we may retain standard archives or back-up copies of your original or modified information for archival or compliance purposes.

Sale, Transfer, or Reorganization of Business

We may sell all or party of our business or assets to another entity or organization as the result of a transaction such as a merger, bankruptcy, dissolution, reorganization, or acquisition.  If any of the foregoing were to happen, the personal information of yours that we hold may be shared as it may be among the assets or information sold or transferred.

How does our site handle do not track signals?

We honor do not track signals, and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under 13, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation's consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to children under 13 years of age and our site is, in fact, not intended for use by anyone under the age of 18.  We therefore do not knowingly collect personally identifiable information from anyone under these ages.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

To be in accordance with CANSPAM we agree to the following:

If at any time you would like to unsubscribe from receiving future emails, you can email us at the below email address and we will use commercially reasonable efforts to process your request within 48 hours.  Please note, however, that there are some email communications from us that you will not be permitted to opt-out of.  For example, if you purchase something from our site, we may still need to email you a confirmation email for your transaction.

Transfer of Your Information.

We may sometimes have to transfer your personal information across borders, including from the United States or your country of residence to other countries.  If you are located in a country other than the United States, such as a country in Europe, that has data laws different from those of the United States, you should be aware that we may have to transfer your personal information to a country that does not have the same data protection laws as your home country.  By visiting, using, or submitting information through our site, you consent to the transfer of your personal information to or from the United States, or to any other country in which we or our third party affiliates, service providers, or business partners may have facilities, where your information may be further processed, and the use and disclosure of your personal information as described in this Privacy Policy.

Contacting Us

If there are any questions regarding this Privacy Policy you may contact us using the information below.

www.stratifund.com

420 N 5th St

Minneapolis, MN 55401

USA

contact@stratifund.com