Terms of Use

PLEASE READ THE FOLLOWING TERMS OF USE CAREFULLY. BY ACCESSING OUR WEBSITE AND OUR REPORTS, YOU HEREBY AGREE TO BE BOUND BY THESE TERMS AND ALL TERMS INCORPORATED BY REFERENCE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITE OR OUR SERVICES. THIS TERMS OF USE IS EFFECTIVE AS OF APRIL 14, 2016.

The following Terms of Use (the "TOU") is a legally binding agreement that governs the relationship with our users and others who may interact or interface with Stratifund Inc., located at 420 N. 5th Street, Minneapolis, Minnesota 55401, and our affiliates (collectively “Stratifund”, “us”, “we”, “our”), in association with the use of the website, which includes www.stratifund.com (the "Site") and its Services, which are defined below.

ABOUT US

Stratifund is a publisher of reports about issuers conducting crowd financed offerings of securities pursuant to the Jumpstart Our Business Startups Act of 2012 (“JOBS Act”) and exemptions from registration of securities under the Securities Act of 1933, as amended (“Securities Act”).  Each of these offerings is posted on a third-party website.  None of the issuers or websites are associated or affiliated with Stratifund. 

Stratifund does not make recommendations or provide investment advice about any particular investment, security, portfolio of securities, transaction or investment strategy.  We do not provide advice for any specific person – all information in our reports and on our website is for general purposes or interest. To the extent any of the content published as part of the Services may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any particular person.  The views and ratings expressed in our reports are our own opinions.

OUR SERVICES

  • Public content written by our team 
  • Subscription-only content written by our team and available for a subscription fee 

The public content and the subscription-fee content are collectively referred to herein as the "Services".

Current rates for our subscription-fee content is available here www.stratifund.com/subscribe.

OUR NEWSLETTERS AND REPORTS

Our newsletters and company-specific reports are prepared from publicly available information and sources believed to be reliable.  This may include information provided directly by the subject company.  We do not provide any assurance, representation or warranty of the accuracy or completeness of any information presented in our newsletters or reports or of the calculations or forecasts and any analysis therein made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity.

Past performance is no guarantee of future results. Any investment involves the potential for loss, however, our newsletters and reports are focused on early-stage companies which are inherently more risky.  Only invest an amount of money you can afford to lose completely without any impact to your lifestyle.  Our reports and newsletters are written for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or is a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. Any views or opinions expressed may not reflect those of Stratifund. 

REGISTRATION

 To register on our Site, you must be 18 years of age to enter into and form a legally binding contract. Each registered user party hereby acknowledges, understands and agrees to:

 a)       furnish factual, correct, current and complete information with regards to yourself as may be requested by the registration process, and

 b)      maintain and promptly update your registration and profile information in an effort to maintain accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature, Stratifund will have sufficient grounds and rights to suspend or terminate the user’s registration in violation of this aspect of this TOU and refuse any and all current or future use of Stratifund Services, or any portion thereof.

 It is Stratifund Inc.'s priority to ensure the safety and privacy of all its visitors, users and members, especially that of children. Therefore, it is for this reason that the parents of any child under the age of 13 that permit their child or children access to the website platform Services must create a "family" account, which will certify that the individual creating the "family" account is of 18 years of age and as such, the parent or legal guardian of any child or children registered under the "family" account. As the creator of the "family" account, s/he is thereby granting permission for his/her child or children to access the various Services provided, including, but not limited to, message boards, email, and/or instant messaging. It is the parent's and/or legal guardian's responsibility to determine whether any of the Services and/or content provided are age-appropriate for his/her child.

SUBCRIBER ACCOUNT, USERNAME

After completion of the general registration process, if you become a subscriber of our reports, you will be prompted to set up a username. It is your responsibility to notify Stratifund immediately if you notice any unauthorized access or use of your account or any other breach of security. Stratifund is not liable for any loss and/or damage arising from any failure to comply with this term and/or condition of the TOU.

 Stratifund herein reserves the right to access, preserve and/or disclose user account information and/or content if it is requested to do so by law or in good faith belief that any such action is deemed reasonably necessary for:

 a)       compliance with any legal process;

 b)      enforcement of the TOU;

 c)       responding to any claim that therein contained content is in violation of the rights of any third party;

 d)      responding to requests for customer service; or

 e)      protecting the rights, property or the personal safety of Stratifund , its visitors, users and members, including the general public.

Stratifund reserves the right to include the use of security components that may permit digital information or material to be protected, and that such use of information and/or material is subject to usage guidelines and regulations established by Stratifund or any other content providers supplying content services to Stratifund. You are hereby prohibited from making any attempt to override or circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized reproduction, publication, distribution, or exhibition of any information or materials supplied by our Services, despite whether done so in whole or in part, is expressly prohibited.

 PRIVACY POLICY

Every user's registration data and various other personal information are strictly protected by the Stratifund Privacy Policy (see the full Privacy Policy at www.stratifund.com/privacy-policy). As a user, you herein consent to the collection and use of the information provided, including the transfer of information within the United States and/or other countries for storage, processing or use by Stratifund and/or our affiliates.

INTERSTATE COMMUNICATION

Upon registration, you hereby acknowledge that by using www.stratifund.com to send electronic communications, which would include, but are not limited to, email, searches, instant messages, uploading of files, photos and/or videos, you will be causing communications to be sent through our computer network. Therefore, through your use, and thus your agreement with this TOU, you are acknowledging that the use of this Service shall result in interstate transmissions.

 CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to comply with all local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting and/or transferring of software, technology and other technical data may be subject to the export and import laws of the United States and possibly other countries. Through the use of our network, you thus agree to comply with all applicable export and import laws, statutes and regulations, including, but not limited to, the Export Administration Regulations (http://cp.mcafee.com/d/k-Kr6h0p3x8SyM-qejhOes7fc6XCQkrT7f8CzBVwSyzt5N55WZPqadXzDAjhOY-rhhKyUyOYqen3ozG1_N1nAq7DHsKrYzgYZrBPvIqevKevW_cK9K9K3KLsKCODvxPOab8V7BHEShhlKqek-l3PWApmU6CQjr9K_9I8ECzCZSknztPo0brm-Be8HlUzkPx2lc_oV-N5kdDL0UTF_xUaFeePAWT13BPrb8VNeVI5-Aq80j9mk29J6VLeM-Ma93), as well as the sanctions control program of the United States (http://cp.mcafee.com/d/5fHCNESyM-qejhOes7fc6XCQkrT7f8CzBVwSyzt5N55WZPqadXzDAjhOY-rhhKyUyOYqen3ozG1_N1nAq7DHsKrYzgYZrBPvIqevKevW_cK9K9K3KLsKCODvxPOab8V7BHEShhlKqek-l3PWApmU6CQPr9K_9I8ECzCZSknztPo0asvSzsiT4qCszZaJNJVuTMDYsFIbjBm5c2QqAoWHj0JF7Wo5ER8NRmD0YfdWvUu2GjzIVeJMgVsSOOesjKr1vF6y04OlB0yrhKrUmUt).

 USER COMMENTS

Stratifund Inc. provides an area for our users to comment and submit feedback to our website. When you submit ideas, documents, suggestions and/or proposals (“Comments”) to our site, you acknowledge and agree that:

 a)       your Comments do not contain any type of confidential or proprietary information;

 b)      Stratifund will not be liable or under any obligation to ensure or maintain confidentiality, expressed or implied, related to any Comments;

 c)       Stratifund will be entitled to make use of and/or disclose any such Comments in any such manner as they may see fit;

 d)      the Comments shall automatically become the sole property of Stratifund; and

 e)      Stratifund is under no obligation to either compensate or provide any form of reimbursement in any manner or nature.

Stratifund retains the right in its sole discretion, arbitrarily and/or for any reason and without any notice whatsoever, to edit, move, delete, and/or remove any Comments posted on our website at any time. Without limiting the foregoing, Stratifund has the right to delete any Comments that Stratifund believes, in its sole discretion, does or may violate the TOU.

You expressly agree that under no circumstances is Stratifund responsible, nor will Stratifund be liable for, any Comments or for any loss or damage of any kind, that arises or results from such Comments posted on any of its websites, or any comment deleted by Stratifund or its agents from its website. This includes not only the comments posted, but also any external websites or resources, content, advertising, products, services or any other materials or information on or available from any person, firm or entity other than Stratifund, posted on any of its websites.

Stratifund does not claim ownership of any content submitted by any user, or make such content available for inclusion on our website. Therefore, you hereby grant and allow for Stratifund the below listed worldwide, royalty-free and non-exclusive licenses to use, distribute, reproduce, modify, adapt, and/or publicly display the Comments on our website .

COMMERCIAL REUSE OF SERVICES

 The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any commercial reason any part, use of, or access to our Services or Site.  It is your agreement to this TOU which establishes your consent to allow Stratifund Inc. to store any and all communications on its servers.

MODIFICATIONS

Stratifund reserves the right to modify, alter and or discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior notice. In addition, we shall not be held liable to you or to any third party for any such alteration, modification, suspension and/or discontinuance of our Services, or any part thereof.

 TERMINATION

As a member of www.stratifund.com, you may cancel or terminate your registration, associated email address and/or access to our Services by submitting a cancellation or termination request to contact@stratifund.com.

 As a user, you agree that Stratifund may, without any prior written notice, immediately suspend, terminate, discontinue and/or limit your registration, any email associated with your registration, and access to any of our Services. The cause for such termination, discontinuance, suspension and/or limitation of access shall include, but is not limited to:

 a)       any breach or violation of our TOU or any other incorporated agreement, regulation and/or guideline;

 b)      by way of requests from law enforcement or any other governmental agencies;

 c)       the discontinuance, alteration and/or material modification to our Services, or any part thereof;

 d)      unexpected technical or security issues and/or problems;

 e)      any extended periods of inactivity;

 f)        any engagement by you in any fraudulent or illegal activities; and/or

 g)       the nonpayment of any fees that may be owed by you in connection with your www.stratifund.com subscription.

 Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or any other third party with regards to the termination of your registration, associated email address and/or access to any of our Services.

The termination of your registration with www.stratifund.com shall include any and/or all of the following:

 a)       the removal of any access to all or part of the Services offered within www.stratifund.com ;

 b)      the deletion of your password and any and all related information, files, and any such content that may be associated with or inside your registration, or any part thereof; and

 c)       the barring of any further use of all or part of our Services.

 ADVERTISERS

 Any correspondence or business dealings with, or the participation in any promotions of, advertisers located on or through our Services, which may include the payment and/or delivery of such related goods and/or Services, and any such other term, condition, warranty and/or representation associated with such dealings, are and shall be solely between you and any such advertiser. Moreover, you herein agree that Stratifund shall not be held responsible or liable for any loss or damage of any nature or manner incurred as a direct result of any such dealings or as a result of the presence of such advertisers on our website.

 LINKS

 Either Stratifund or any third parties may provide links to other websites and/or resources. Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and as such, we do not endorse nor are we responsible or liable for any content, products, advertising or any other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and agree that Stratifund shall not be responsible or liable, directly or indirectly, for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the reliance on any such content, goods or Services made available on or through any such site or resource.

 PROPRIETARY RIGHTS

 You do hereby acknowledge and agree that Stratifund's Services and any essential software that may be used in connection with our Services ("Software") shall contain proprietary and confidential material that is protected by applicable intellectual property rights and other laws. Furthermore, you herein acknowledge and agree that any Content which may be contained in any advertisements or information presented by and through our Services or by advertisers is protected by copyrights, trademarks, patents or other proprietary rights and laws. Therefore, except for that which is expressly permitted by applicable law or as authorized by Stratifund or such applicable licensor, you agree not to alter, modify, lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works which are based on Stratifund Services (e.g. Content or Software), in whole or part.

 WARRANTY DISCLAIMERS

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

LIMIT OF LIABILITY

IN NO EVENT WILL STRATIFUND, ITS AFFILIATES OR THEIR EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, OUR NEWSLETTER OR REPORTS, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT IN O R ON OUR NEWSLETTERS, REPORTS, WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF INVESTMENT, DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

INDEMNIFICATION

You agree to defend, indemnify and hold harmless Stratifund, its affiliates, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Site, including, but not limited to, your user Comments, any use of the Website's content and services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from the Site.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

Stratifund's newsletters, reports, and website content is provided exclusively for informational purposes, and no content that shall be provided or included in our Services is intended to be relied upon as or deemed to be investment advice or a recommendation for any investment in any company or for the portfolio of any particular investor. Stratifund will not be responsible or liable for the accuracy, usefulness or availability of any information transmitted and/or made available by way of our Services, and shall not be responsible or liable for any investment decisions based on any such information.

TRADEMARK INFORMATION

 You herein acknowledge, understand and agree that all of the Stratifund trademarks, copyright, trade name, service marks, and other Stratifund logos and any brand features, and/or product and service names are trademarks and as such, are and shall remain the property of Stratifund. You herein agree not to display and/or use in any manner the Stratifund logo or marks.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE

& PROCEDURES

At its sole discretion, Stratifund may disable and/or terminate the registration of any user who repeatedly violates our TOU and/or infringes the rights of others. If you feel that your work has been duplicated in such a way that would constitute copyright infringement, or if you believe your intellectual property rights have been otherwise violated, you should provide to us the following information:

 a)       The electronic or the physical signature of the individual that is authorized on behalf of the owner of the copyright or other intellectual property interest;

 b)      A description of the copyrighted work or other intellectual property that you believe has been infringed upon;

 c)       A description of the location of the site which you allege has been infringing upon your work;

 d)      The physical address, telephone number, and email address;

 e)      A statement, in which you state that the alleged and disputed use of your work is not authorized by the copyright owner, its agents or the law;

 f)        And finally, a statement, made under penalty of perjury, that the aforementioned information in your notice is the truth and accurate, and that you are the copyright or intellectual property owner, representative or agent authorized to act on the copyright or intellectual property owner's behalf.

ENTIRE AGREEMENT

This TOU constitutes the entire agreement between you and Stratifund and shall govern the use of our Services, superseding any prior version of this TOU between you and us with respect to Stratifund Services. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other Stratifund Services, affiliate Services, third-party content or third-party software.

CHOICE OF LAW AND FORUM

It is at the mutual agreement of both you and Stratifund  with regard to the TOU that the relationship between the parties shall be governed by the laws of the state of Minnesota without regard to its conflict of law provisions and that any and all claims, causes of action and/or disputes, arising out of or relating to the TOU, or the relationship between you and Stratifund Inc., shall be filed within the courts having jurisdiction within the County of Hennepin, Minnesota or the U.S. District Court located in said state. You and Stratifund agree to submit to the jurisdiction of the courts as previously mentioned, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

 WAIVER AND SEVERABILITY OF TERMS

At any time, should Stratifund fail to exercise or enforce any right or provision of the TOU, such failure shall not constitute a waiver of such right or provision. If any provision of this TOU is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOU remain in full force and effect.

 VIOLATIONS

 Please report any and all violations of this TOU to Stratifund as follows:

Mailing Address:

Stratifund Inc.

420 N. 5th Street

Minneapolis, Minnesota 55401

Telephone: 612-928-6500

Email:       contact@stratifund.com